BNK601 : Banking Laws & Practices

Course Overview

Course Synopsis

• This course has been designed to familiarize the students with the laws related to banking and the banking practices around the globe with special emphasis to Pakistan. • Banking regulations can vary widely across the nations and jurisdictions. This course describes general principles of bank regulations throughout the world especially in Pakistan. • This course will not only develop but also helpful to enhance interpretational skills of legal language and clear understanding of the students regarding prevalent banking and ancillary laws in Pakistan • This course will help the students (especially to the students of banking & finance) to develop professional/legal skills so as to apply these laws in real life situations and enable them to manage legal requirements pertaining to banks and banking transactions.

Course Learning Outcomes

At the end of the course, you should be able to:

  • Clear understanding regarding previous and prevalent banking and ancillary laws in Pakistan focusing on: Nationalization Act of 1974, Banking Companies Ordinance 1962, State Bank of Pakistan Act, 1956, SBP Banking Services Corporation Ordinance, 2001, Pakistan Banking and Finance Services Commission Act, 1992, Microfinance Institutions Ordinance, 2001, Uniform Customs and Practice for Documentary Credits (UCP 600), Prudential Regulations of SBP, The Financial Institutions (Recovery of Finances) Ordinance, 2001.
  • Clear understanding of legal requirements pertaining to banks and banking transactions
  • Clear understanding of banker customer relationships
  • Clear understanding of negotiable instruments, forms of lending and letter of credit
  • Clear understanding of new requirements of customers and its existence in the presence of laws and regulations.


Course Calendar

TopicLectureResourcePage
COURSE MANAGEMENT1Handout1
LEGAL SYSTEM OF PAKISTAN2Handout6
FINANCILA SYSTEM & BANKING3Handout12
FINANCIAL INSTRUMENTS & BANKING LAWS & PRACTICES4Handout16
EVOLUTION OF BANKING5Handout21
THE BANKS (NATIONALIZATION) ACT, 19746Handout27
Quiz No.1
BANKING COMPANIES ORDINANCE, 19627Handout32
BANKING COMPANIES ORDINANCE, 19628Handout37
BANKING COMPANIES ORDINANCE, 19629Handout44
Assignment
BANKING COMPANIES ORDINANCE, 196210Handout48
BANKING COMPANIES ORDINANCE, 196211Handout53
BANKING COMPANIES ORDINANCE, 196212Handout58
BANKING COMPANIES ORDINANCE, 196213Handout63
BANKING COMPANIES ORDINANCE, 196214Handout70
BANKING COMPANIES ORDINANCE, 196215Handout76
STATE BANK OF PAKISTAN ACT, 195616Handout84
SBP BANKING SERVICES CORPORATION ORDINANCE, 200117Handout92
Quiz No.2
PAKISTAN BANKING AND FINANCE SERVICES COMMISSION ACT, 199218Handout101
MICROFINANCE INSTITUTIONS ORDINANCE, 200119Handout111
BANKER-CUSTOMER RELATIONSHIP20Handout126
BANKER-CUSTOMER RELATIONSHIP21Handout130
BANKER-CUSTOMER RELATIONSHIP22Handout135
Mid Term Examination
BANKER-CUSTOMER RELATIONSHIP23Handout141
BANKER-CUSTOMER RELATIONSHIP24Handout147
NEGOTIABLE INSTRUMENTS25Handout151
NEGOTIABLE INSTRUMENTS26Handout154
NEGOTIABLE INSTRUMENT27Handout160
NEGOTIABLE INSTRUMENTS28Handout167
GDB
PARTIES TO PROMISSORY NOTES, BILLS AND CHEQUES29Handout171
PRINCIPLES AND FORMS OF LENDING30Handout181
PRINCIPLES AND FORMS OF LENDING31Handout185
Quiz No.3
LETTER OF CREDIT32Handout191
LETTER OF CREDIT33Handout197
LETTER OF CREDIT34Handout201
Quiz No.4
FLOW CHART OF LETTER OF CREDIT—REVISITED35Handout206
UNIFORM CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS (UCP 600)36Handout213
DESIGNING LEGAL DOCUMENTS37Handout222
PRUDENTIAL REGULATIONS OF SBP38Handout229
PRUDENTIAL REGULATIONS OF SBP39Handout234
PRUDENTIAL REGULATIONS OF SBP40Handout237
PRUDENTIAL REGULATIONS OF SBP41Handout241
PRUDENTIAL REGULATIONS OF SBP42Handout248
GUIDELINES FOR BANKS BY SBP43Handout260
THE FINANCIAL INSTITUTIONS (RECOVERY OF FINANCES) ORDINANCE, 200144Handout265
ANCILLARY STATUTES45Handout270
Final Term Examination
 
 
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