Course Overview
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Course Synopsis
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This intensive course provides a step by step, systematic and practical approach to credit analysis and credit applications. The impact of Basel II is covered through the assignment of internal and external credit ratings, and the calculation of capital requirements and returns according to the advanced IRB approach. On the surface, risk management appears to be a relatively simple process, but achieving effective risk management is often illusive. This course offers a comprehensive look at the risk management process, including tips to succeed and traps to avoid based upon a number of lessons learned from actual projects.
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Course Learning Outcomes
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At the end of the course, you will be able to understand:
- The nature and importance of credit risk- largest source of bank losses
- The main causes of credit losses and what sound Credit Risk Management entails- best practices of credit management
- Capital requirements-the regulatory framework of Basel II
- A standard methodology or “recipe” to assess corporate credit risk and submit consistent credit applications
- Risk analysis and critical success factors
- Understanding of the concept of risk management, how to use a variety of derivative financial strategies to manage risk. Learn how hedging can positively affect an organization’s risk exposure
- Formulation and implementation of the risk management strategies that are consistent with corporate goals
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Course Calendar
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Week 01
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2
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Understanding the word “Credit”
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Week 02
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5
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Principles for the Management of Credit Risk
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6
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Maintaining an Appropriate Credit Administration, Measurement and Monitoring Process
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Week 03
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7
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Principles for the Management of Credit Risk (Contd...)
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8
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Establishing an Appropriate Credit Risk Environment
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Assignment 1 After lesson 8
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9
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Maintaining an Appropriate Credit Administration, Measurement and Monitoring Process (Contd...)
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Week 04
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10
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Maintaining an Appropriate Credit Administration, Measurement and Monitoring Process (Contd.....)
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11
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Maintaining an Appropriate Credit Administration, Measurement and Monitoring Process (Contd......)
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12
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Market and Liquidity Sensitive Credit Exposures
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Quiz 1 After lesson 12
Week 05
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13
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Basic Situation of Credit Approval Process
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14
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Basic Situation of Credit Approval Process (Contd...)
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15
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Object of Review and Exposure Management
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Graded Discussion Board 1 After lesson 15
Week 06
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17
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Credit Review and Valuation of Collateral
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18
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Credit Review and Valuation of Collateral (Contd...)
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Week 07
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20
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Credit Decision-making Structure
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21
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Risk weights for Non-Central Government Public Sector Entities (PSEs)
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Week 08
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22
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Counterparty Risk Weightings of OTC Derivative
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Mid Term After lesson 22
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23
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Qualitative Disclosures
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24
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Credit Risk Mitigation in the Standardized Approach
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Week 09
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25
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Operational Requirements for Guarantees
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26
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Credit Risk: The Internal Ratings-Based Approach
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27
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Operational Requirements & Treatment of Clean-Up Calls
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Week 10
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28
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Key Principles of Supervisory Review
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29
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Supervisory Transparency & Accountability
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30
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The Role of Financial Adviser & Credit Risk
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Week 11
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33
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Advanced Topics in Risk Management
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Quiz 2 After lesson 33
Week 12
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34
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Marketing Systems in Life Insurance
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36
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Definition of the “Insured”
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Quiz 3 After lesson 36
Week 13
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37
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Personal Auto Policy Basics
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38
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Auto Insurance and Society
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39
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ISO Commercial Property Program
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Week 14
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40
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Commercial Liability Insurance
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41
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Crime Insurance and Surety Bonds
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42
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The Nature and Importance of Credit Risk & Insurance
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Week 15
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43
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Financial Development and Economic Growth
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Final Term After lesson 45
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